Best Banking Jobs for BCom Graduates in 2026: Exams and Selection Process

The best banking jobs for BCom graduates in 2026 can be segregated into Government Bank jobs like IBPS/ SBI Probationary Officer (PO), IBPS/ SBI Clerk and Private Bank jobs like RM, Credit Analyst, etc. Find the exams and selection process conducted for the same in the article below!

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Best Banking Jobs for BCom Graduates in 2026
Exams and Selection Process for the Best Banking Jobs for …

The Best Banking Jobs for BCom Graduates in 2026 include IBPS/ SBI Probationary Officer (PO), IBPS/ SBI Clerk, Specialist Officer (SO), RBI Grade B Officer, NABARD Grade A/B, etc. among others. The highest paying bank roles are offered by both government and private banks at the positions of Relationship Manager, Investment Banker, Financial Analyst, etc. The exams and selection process for recruiting BCom graduates to banking roles include IBPS PO, Clerk, RRB, and SO; State Bank of India (SBI) Exams; and online exams and interviews by Bank of India & NABARD.

Also Read: List of Top Government Jobs after B.Com: Explore Your Options

Best Banking Jobs for BCom Graduates in 2026

You can opt for Government Bank Jobs, Private Bank Jobs, and Specialist & Support roles after completing your BCom in 2026. Specialist & support positions include back-end roles as Accounts Assistant, Accounts Executive, O2C Specialist, etc. As a BCom graduate, the best banking job opportunities available for you have been provided below.

Govt PSU Banking Jobs

Positions in public sector banks and regulatory bodies are available that offer lucrative salaries, job security, and ample opportunities for growth.

Job Title	Typical Salary (INR/Month)	Career Progression
SBI PO	Starting Salary Basic Pay: INR 56,480 Approx. Gross Salary: INR 94,000 per month After 1 Year Basic Pay: INR 58,480 Approx. Gross Salary: INR 95,000 per month After 7 Years Basic Pay: INR 62,480 Approx. Gross Salary: INR 1,10,000+ per month After 9 Years Basic Pay: INR 67,160 Approx. Gross Salary: INR 1,20,000+ per month After 16 Years Basic Pay: INR 85,920 Approx. Gross Salary: INR 1,50,000+ per month	Assistant Manager Deputy Manager Manager Senior Manager Chief Manager Assistant General Manager (AGM) Deputy General Manager (DGM) General Manager (GM)
SBI Clerk	Starting Salary: INR 26,730 After 3 years: INR 28,070 After 6 years: INR 33,020 After 10 years: INR 41,020 Maximum Basic Pay: INR 64,480	Senior Assistant Special Assistant Senior Special Assistant Trainee Officer Assistant Manager Deputy Manager
IBPS PO	Starting Salary Basic Pay: INR 48,480 Approx. Gross Salary: INR 74,000–76,000 per month After 7 years Basic Pay: INR 62,480 Approx. Gross Salary: INR 90,000+ per month After 9 years Basic Pay: INR 67,160 Approx. Gross Salary: INR 1,00,000+ per month After 16 years Basic Pay: INR 85,920 Approx. Gross Salary: INR 1,20,000 per month	Manager Senior Manager Chief Manager Assistant General Manager (AGM) Deputy General Manager (DGM) General Manager (GM) Executive Director Chairman & Managing Director
IBPS Clerk	0-3 years Basic Pay: INR 24,050 Approx. Gross Salary: INR 40,000 per month 4-6 years Basic Pay: INR 28,070 Approx. Gross Salary: INR 43,000+ per month 7-10 years Basic Pay: INR 33,020 Approx. Gross Salary: INR 48,000+ per month 11-17 years Basic Pay: INR 41,020 Approx. Gross Salary: INR 58,000+ per month 18-20 years Basic Pay: INR 64,480	Officer/ Assistant Manager Manager (Scale II) Senior Manager (Scale III) Chief Manager (Scale IV) Assistant General Manager (AGM) Deputy General Manager (DGM) General Manager (GM)
RBI Grade B Officer	Starting Basic Pay: INR 55,200 per month After 9 years: INR 80,850 per month After 11 years: INR 86,550 per month After 16 years: INR 99,750 per month	AGM DGM General Manager (GM) Chief General Manager Principal Chief General Manager Executive Director Deputy Governor Governor
NABARD Grade A/B	NABARD Grade A Starting Basic Pay: INR 44,500 Maximum Basic Pay: INR 89,150 Approx. Gross Salary: INR 1,00,000 NABARD Grade B Starting Basic Pay: INR 35,150 Maximum Basic Pay: INR 62,400 Approx. Gross Salary: INR 78,000	NABARD Grade A Career Progression Manager (Grade B) Assistant General Manager (Grade C) Deputy General Manager (Grade D) General Manager (Grade E) Chief General Manager, Executive Director Director / Chairman

Private Bank Jobs

You can seek employment at the following private banks:

HDFC Bank through the Future Bankers Programme
Kotak Mahindra Bank, ICICI Bank, and Axis Bank as Relationship Managers, Operations Executives, and Credit Analysts
Multinational Banks like HSBC, Deutsche Bank, Goldman Sachs as Financial Analysts and Investment Bankers

The job profiles and their salary packages offered by private banks after BCom have been provided below:

Job Position	Average Salary
Relationship Manager (RM)/ Priority Relationship Manager	INR 4-7 lakh per annum
Banking Associate/ Banking Operations Specialist	INR 3–4 lakh per annum
Private Banker/ Wealth Management Associate	INR 5–9 lakh per annum
Credit Analyst/ Loan Processing Officer	INR 4–6 lakh per annum
Financial Analyst/ Investment Banking Analyst	INR 7–10 lakh per annum
Compliance Officer	INR 5–7 lakh per annum

Highest-Paid Bank Roles in 2026 for BCom Graduates

The highest-paying banking roles can be found in both private investment banks and eminent public sector organizations.

Role	Sector	Starting Annual Salary	Highest Annual Salary
Relationship Manager	Private/ MNC	INR 4–6 LPA	INR 10–15 LPA
Investment Banker	Private/ MNC	INR 8–20+ LPA	INR 30–50+ LPA
Corporate Finance Analyst	Private/ MNC	INR 6.9–9.5 LPA	INR 15–30 LPA
Branch/ Regional Manager	Private/ Govt	INR 12–30 LPA	INR 25–50+ LPA
Data Analyst (Fintech)	Private/ MNC	INR 8–16 LPA	INR 18–30 LPA
RBI Grade B Officer	Govt PSU	INR 10–14 LPA	INR 15–18 LPA
SBI/ IBPS PO	Govt PSU	INR 6–9 LPA	INR 10–14 LPA

Exams and Selection Process for the Best Banking Jobs for BCom Graduates in 2026

The State Bank of India (SBI) conducts the SBI PO and Clerk exams to recruit Probationary Officers and Junior Associates to various SBI branches. You must be a citizen of India and completed your BCom from a recognized university to be able to appear for these exams. Additionally, your age must not be less than 21 and higher than 30 with relaxation for OBC, SC/ ST, PwD, and ex-servicemen.

Competitive Exam	Selection Process
SBI Probationary Officer ( SBI PO ) Exam	It comprises 3 phases: Preliminary Exam, Mains Exam, and Phase III which includes Psychometric Test, Group Exercises, and Interview. Preliminary Exam The Preliminary Exam is an online objective test conducted over a duration of 1 hour with a total of 100 questions (40 questions from English Language, 30 questions from Quantitative Aptitude, and 30 questions from Reasoning Ability). The total marks of the Preliminary exam will be 100 and qualifying this phase is mandatory to be considered eligible for the Mains Exam. 0.25 marks will be deducted for each wrong answer. Mains Exam The Mains Exam will be conducted over 3 hours 30 minutes (Objective - 3 hours, Descriptive - 30 minutes) for a total of 250 marks. Objective questions will be asked from Reasoning & Computer Aptitude, Data Analysis & Interpretation, General/Economy/Banking Awareness, and English Language. The Descriptive Test will be of 50 marks comprising English Letter Writing & Essay. Phase III comprises the following: Psychometric Test which is qualifying in nature Group Exercises: 20 marks Interview: 30 marks
SBI Clerk Exam	There are two main stages, Preliminary Exam and Mains Exam, followed by the final selection phase comprising the Language Proficiency Test. The Preliminary Exam will have 3 sections: English Language (30 questions), Numerical Ability (35 questions), and Reasoning Ability (35 questions). The total marks of the exam is 100 and the exam duration is 60 minutes. If you qualify prelims, you can appear for the Mains Exam comprising General/Financial Awareness, General English, Quantitative Aptitude, and Reasoning Ability & Computer Aptitude. A total of 200 marks will be allotted for 190 questions. After this, a Language Proficiency Test will be conducted to evaluate your reading, writing, and comprehension skills.

Competitive Exam

Selection Process

SBI Probationary Officer ( SBI PO ) Exam

It comprises 3 phases: Preliminary Exam, Mains Exam, and Phase III which includes Psychometric Test, Group Exercises, and Interview.

Preliminary Exam

The Preliminary Exam is an online objective test conducted over a duration of 1 hour with a total of 100 questions (40 questions from English Language, 30 questions from Quantitative Aptitude, and 30 questions from Reasoning Ability).
The total marks of the Preliminary exam will be 100 and qualifying this phase is mandatory to be considered eligible for the Mains Exam.
0.25 marks will be deducted for each wrong answer.

Mains Exam

The Mains Exam will be conducted over 3 hours 30 minutes (Objective - 3 hours, Descriptive - 30 minutes) for a total of 250 marks.
Objective questions will be asked from Reasoning & Computer Aptitude, Data Analysis & Interpretation, General/Economy/Banking Awareness, and English Language.
The Descriptive Test will be of 50 marks comprising English Letter Writing & Essay.

Phase III comprises the following:

Psychometric Test which is qualifying in nature
Group Exercises: 20 marks
Interview: 30 marks

SBI Clerk Exam

There are two main stages, Preliminary Exam and Mains Exam, followed by the final selection phase comprising the Language Proficiency Test.
The Preliminary Exam will have 3 sections: English Language (30 questions), Numerical Ability (35 questions), and Reasoning Ability (35 questions). The total marks of the exam is 100 and the exam duration is 60 minutes.
If you qualify prelims, you can appear for the Mains Exam comprising General/Financial Awareness, General English, Quantitative Aptitude, and Reasoning Ability & Computer Aptitude. A total of 200 marks will be allotted for 190 questions.
After this, a Language Proficiency Test will be conducted to evaluate your reading, writing, and comprehension skills.

The selection process for other bank roles have been summarized below:

Job Role	Selection Process
IBPS PO/Clerk	Competitive Exam
NABARD Grade A/B	Competitive Exam
RBI Grade B Officer	Competitive Exam
Junior/ Specialist Officer	Competitive Exam
Relationship Manager	Aptitude Test/ Interview
Accounts/ Finance Roles	Direct/ Referral
Banking Analyst	Graduate Program

Also Read : Best Career Options after B.Com: Eligibility, Salary, Top Colleges

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